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Century 21 Gold

1/2 Percent Down Payment

Homeownership may be just around the corner with the CLHP ACCESS Loan Program. 

This program combines a 30-year fixed interest rate FHA mortgage loan with downpayment and/or closing cost assistance in the form of a low and fixed interest rate second mortgage.

Total financing up to 99.5% of the purchase price is possible. That means the down payment from the homebuyer’s own funds could be as little as 1/2 of a percent of the purchase price.  

The program can be used to purchase either a new or existing home, as long as it will be the primary residence of the homebuyer. This loan also features a variety of flexible qualifying guidelines. For example, it is not restricted to first-time homebuyers. 

Families or individuals who may have owned a home in the past are still eligible to apply for the CLHP ACCESS Loan Program.

  • 96.5% FHA Loan
  • 3% Access 2nd Mortgage, 8.25% Rate, 15yr Fixed
  • CA Properties ONLY
  • Income Limits Apply
  • Down to 580 FICO!!!
  • First Time Buyers OK
  • Prior Homeowners OK
  • Gift Funds OK
  • No FICO OK with Alternative Credit

Great for First Time Home Buyers!

_________________________

 

Explore the
possibilities.

Call today to learn more
about CLHP ACCESS or
to find out how you can  qualify.

 

Do you qualify?


As an Access approved lender, we will guide you through the homebuying process, and provide you with the complete program guidelines,
loan applications, current interest rates, applicable fees
and APRs.

 

• Fixed interest rates
• Second Loan available to
assist with downpayment
and/or closing costs*
• Low-to-moderate incomes

 

Call today to see if this or any other current programs will work for you

(951) 479-4580

 

Published Monday, January 16, 2012 5:09 PM by CENTURY 21 Gold

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