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Century 21 Gold

  • Inland Empire Home sales March 3 - March 9

    PriceDescendingSq. FootageZip CodeDateBaths TotalBedroomsCityStreet NameStreet NumberStreet SuffixUnit NumberYear Built 
    $13,065,8651,0639287922CoronaVista Del Cerro1030Drive1041991Details   
    $1,850,0007,2009288110/19/201297CoronaHidden Springs1340Drive2004Details   
    $1,099,0005,712928811/6/201265CoronaShady Ridge3945Drive2003Details   
  • Freddie Mac: Mortgage rates down; 30-year fixed averaging 4.28%

    The cost of a home loan dropped early this week on less than robust news about the economy and housing, with Freddie Mac reporting that the average interest rate for a 30-year fixed mortgage was 4.28%, down from 4.37% a week earlier. 

    The average for a 15-year fixed mortgage was 3.32%, down from 3.39%, Freddie Mac said Thursday in its weekly survey of what lenders are offering to solid borrowers.


    The average start rate for a popular type of adjustable mortgage with a fixed rate for the first five years edged down from 3.05% to 3.03%.

     Rates rose late last year when it became clear that the Federal Reserve would scale back its enormous purchases of mortgage bonds and Treasury securities, a program designed to stimulate the economy by keeping long-term rates low.


    But the 30-year fixed rate has since fallen back about a quarter of a percentage point, a decline attributable at least in part to an economic recovery too weak to raise fears that inflation could become a problem. 


    Freddie Mac's chief economist, Frank Nothaft, noted that the news early this week included a downward revision in the fourth-quarter gross domestic product and a weaker than expected report on private-sector job growth.


    Freddie Mac asks lenders each Monday through midday Wednesday about the terms they are offering creditworthy borrowers who pay less than 1% in upfront lender fees and discount points to obtain mortgages. Charges for services such as appraisals and title insurance are extra.


    Actual rates fluctuate, sometimes more than once a day. Borrowers can pay additional points to obtain lower rates, or get zero-cost loans by accepting a higher rate.


    US 30 Year Mortgage Rate Chart



  • Which green upgrades are worth it?‏

    The Bottom Line on Energy Efficient Upgrades

    Wondering which energy-saving upgrades are worth it? These simple steps tend to pay for themselves quickly:

    Installing weather stripping to an older home can reduce heating costs by 10 to 20 percent.

    Adding or upgrading insulation in an under- or un-insulated attic or basement can pay off quickly on energy bills.

    Upgrading from incandescent light bulbs requires spending more on replacement bulbs, but with the energy savings and longer lifespan, LED bulbs pay for themselves in about three years, and CFL bulbs can pay for themselves in as little as three months.

    Replacing inefficient showerheads with a water-saving modelwill save the average family 2,900 gallons per year and 370 kilowatt hours of electricity.

    Switching to low-flow toilets can reduce the water used for toilets by 20 to 60 percent (or 13,000 gallons per year) for an average savings of $110 per year.

    Using a programmable thermostat to automatically adjust the indoor air temperatures lower or higher to save on heating and cooling costs can pay for itself in less than a year.

    Upgrading to Energy Star appliances can reduce energy costs dramatically, especially if your current fridge or dishwasher was manufactured before 1990.

    Switching to a front load washing machine can save you $150 a year, using 35 to 50 percent less water and up to 50 percent less electricity than a conventional top-loading model.

    Installing a water heater blanket is an inexpensive way to save you 4 to 9 percent in water heating costs.

    Upgrading an older heating system to a high-efficiency furnace is a good investment if your system is older than 20 years.


    If you have done a Short Sale, had a foreclosure or any credit issues or a VA Buyer

    We are holding a FREE seminar to provide you with information about City programs that might be able to help you

    When: March 22, 2014 From: 1pm-4pm

    Where: 2055 Hamner Avenue, Norco, CA


    Call 951-479-4581  


  • REAL ESTATE SCHOOL! (Norco, California) MARCH 25TH!!!!


    Classes will meet in the evening twice per week, on Tuesdays and Thursdays for six weeks from 6pm to 10pm. The curriculum will be from RE Trainers, one of the most respected real estate training courses in California! Fee will include a weekend cram session to assist you in passing your state exam and everything you need to be ready to take your state exams! 

    You will have a knowledgeable, experienced, Realtor guiding you through the course. And, because it's a real classroom, you will get your questions answered on the spot! What an outstanding opportunity! 

    And, be sure to ask about the incentive Century 21 GOLD offers for new licensees joining our office! Once you pass your test, if you hang your license with Century 21 GOLD, we will refund the cost of your class when you close your first transaction!

    Please send us an email or call the office for more information @ 951-479-4581. 

    Contact us to reserve your spot today! It will be the first step in launching YOUR NEW CAREER!
  • 4 Tips for Effectively Staging Your Home for Sale

    You've accepted the job offer, met with the REALTOR, and are starting to get bids from moving companies.

    It's official—you really are selling your home and moving away!

    As anybody who has ever sold a home knows quite well, it takes a lot more than sticking a For Sale sign in the front yard and hoping that potential buyers will love it as much as you did. In order to get the best price for your home and pique the interest (and bidding power) of buyers, you need to take some time to stage your home so that it looks and smells—yes, smells—terrific, inviting, and worth every dollar of your asking price.

    The following four tips can help home sellers effectively and attractively stage their home:

    1. Consider new window treatments

    Take a look at the various window coverings in your home and ask yourself if they look new, clean, and in excellent condition. If the answer to any of these questions is an honest "no," then consider getting some new window treatments. Home window treatments are available in a variety of textures and colors, and can make a huge difference in the quality of light that enters a room.

    2. Upgrade your tile with paint

    As HGTV notes, bathrooms have been known to help sell a home, but old and shabby tile will definitely steer potential buyers away faster than you can say "avocado and almond tile." Because replacing tile can be on the costly side, sellers can repaint them. After coating the tiles with a primer (be sure you purchase one that is marked "high adhesion"), paint the tiles with a ceramic epoxy coating. This relatively easy and low-cost job can really help update the look of the bathroom without having to spend a ton of money on new tile.

    3. Tone down an old fireplace

    Sure, that brick fireplace in the living or family room looks great during the holidays when it's festooned with stockings and the various trimmings of the season, but the rest of the year it really doesn't do much for the look of the room. To lessen its visual impact, try adding a thin coat of paint to the bricks. In order to avoid the mortar, you do have to paint one brick at a time, which can be time-consuming. But the pay-off of painting your fireplace is well worth your patience when you have a new neutral focal point in your room. One additional tip: to make sure the fireplace blends in as much as possible, choose a color that closely matches the surrounding walls.

    4. Simmer some apples

    Nothing will turn off home buyers faster than a musty, moldy, smoky, and/or any other type of undesirable smell. Even the cleanest home can often benefit from the addition of a nice aroma. Shortly before your open house, place some sliced apples and cinnamon sticks in a sauce pan on the stove, and let them simmer. The delicious smell will be sure to tempt potential buyers to spend even more time—and hopefully money—on your home. 

  • Curb Appeal is a Must!

    If your home has curb appeal, you'll be able to sell it quickly and for top dollar. That's why REALTORS® rate exterior home remodeling projects as the most valuable homeowners can make.

    Many homeowners are confused about which projects will provide the most return on investment as they prepare their homes for the market.

    The 2014 Remodeling Cost vs. Value Report, co-sponsored by the National Association of Realtors and Remodeling magazine, outlines the costs and resale returns on the most popular home improvement projects.

    Realtors know which home features are important to buyers in their area. Projects such as a new entry door, siding and window replacements can recoup homeowners more than 78 percent of costs upon resale.

    So why remodel anything if it's not going to give you back 100%? It's because the first impression a homebuyer gets is priceless. You want the buyer to choose your home, and quit looking for something better.

    If the buyer doesn't like what he sees, you won't get another chance to make any kind of impression.

    So which home improvement projects will net the most return?

    Eight of the top 10 most cost-effective projects are exterior projects.

    Replacing your front door with a steel entry will cost $1,100 on average, but you'll get nearly 97% of what you spent back in your pocket.

    The second most popular improvement is a wood deck addition, which will return over 87 percent of costs, similar to the return on fiber-cement siding. Vinyl siding returns a little over 78 percent of costs.

    A midrange garage door replacement returns nearly 84 percent while an upscale garage door replacement offers 82.9 percent of costs recouped. Wood window replacements recoup over 79% of costs and vinyl windows return nearly as much.

    Rounding the top 10 projects are an attic bedroom and minor kitchen remodel. These are important too, but you've got to pique buyers' interest first.

    The good news is that the return for all projects is higher in the last two years. To find out what the best return on home improvements is in your area, talk with your REALTOR. 

  • 9 Easy Ways to Go Green

    So, you've decided you want to go green. Time to ditch everything leather, along with all the meat in your diet, buy a bike, and turn your backyard into a composting garden. You ready?

    You could make all these drastic changes - go "cold turkey" eco - or you could make these nine small changes that make a big eco-friendly difference.

    1. Being eco - friendly will not only lower your carbon footprint and allow you to do your part for the environment, but it can also pay you back financially, said Better Homes and Gardens in their "10 no- or low - cost ways to lessen your impact on the planet, create a healthier house and garden, and even fatten your wallet."

    Start with your light bulbs. "Installing a compact fluorescent bulb (CFL) is the quickest, easiest way to save energy -- and money," said BHG. "Unlike incandescents, CFLs convert most of the energy they use into light rather than heat."

    That translates to less cost over the life of the bulb - a savings Better Homes and Gardens says can be $83 for one 75-watt incandescent bulb swapped out for a 25-watt CFL. That's big when you consider that says energy for lighting accounts for about 10% of the average family's electric bill.

    2. That gorgeous French door refrigerator you've had your eye on? Here's another great reason to buy it: It could actually save you money! Older appliances can be energy suckers. Check and take their test to see how much energy you could be saving by upgrading your fridge.

    According to Energy Star, "a household with Energy Star products uses about 30% less energy than the average household -- an annual savings of about $570."

    3. Do a home audit. A home audit can give you a close-up look at your home's energy usage and identify areas that could be more efficient. But Fox Business estimates an audit would cost between $300 and $500. If you're just trying to shave a few bucks off your electric bill in the summertime, it might make sense to go another route, like a self-audit of the most likely suspects. ( recommends starting by making "a list of obvious air leaks (drafts)," because the "potential energy savings from reducing drafts in a home may range from 5% to 30% per year.")

    But if you're about to spend $15,000 on new windows, a few hundred bucks of before-hand checks won't hurt.

    4. Talk about simple. Improving your eco-friendliness and removing toxic substances from your house is as easy as buying a spray bottle and a bottle of vinegar. If you really want to get crazy, get a couple of lemons and some olive oil, too.

    "As many as a third of Americans have an adverse reaction to common household chemicals. Safer products can save you money, too," said Martha Stewart. "While furniture polish will set you back about $4, cleaning with 1/4 cup of distilled white vinegar and a few drops of olive oil costs mere cents.

    5. Switch to showers. A typical bath takes 30 to 70 gallons of water, while the average eight-minute shower uses only 17 gallons, said Stewart. If you just can't bear to can't give up your weekly soak, installing low-flow shower heads and toilets will help offset the greater water usage.

    6. Recycle your water. It's far easier (and way less disgusting) than it sounds. "For many areas of the United States, rainwater harvesting systems could probably provide at least 50% of our water needs, saving the huge amounts of energy required to process the water and transport it to the home," said Live Green. All you need is a 50-80 gallon rain barrels that you can connect to your downspout, and rainwater collected can be used for gardening.

    7. Recycle…your clothes. We all know about recycling paper, plastic, and glass. But what about clothes? Donating your unused clothes has an impact on the environment, and on the individuals who receive your items."

    "By some estimates, for every item of clothing donated, 27 pounds of carbon emissions are reduced based on the fact that you don't have another item being produced while one is headed to the landfill," said Real Simple. You can donate to a local charity or list your items on

    8. Hold on to that holey pair of sweats or the t-shirt you never got rid of from your college ex and turn it into a rag to clean with. "13 billion pounds of paper towels are used in the U.S. every year. If all Americans used one less paper towel a day, 571,230,000 pounds of paper would be spared over the course of the year," said Earth 911.

    9. Go Meatless on Mondays, says Think you can handle a day a week living like a vegetarian? "Raising livestock produces a large amount of greenhouse gases, so cutting back, even one night per week, makes a big difference.

    How big a difference? "Adding one meat-free meal per week (for a family of four) has the same impact as driving a hybrid car," they said. 

  • Cops & Cars Motorcycle Car and Show


    Cops & Cars Motorcycle Car and Show


    Wicks Brewing Co.

    Start Date/Time

    2/1/2014 11:00 AM

    End Date/Time

    2/1/2014 4:00 PM

    Type of Event

    Special Events



    Fundraiser for fallen and injured riverside police officers. 
    Live band, drinks, BBQ, and D.J.
    $20 per car and $10 per motorcycle.  100% of proceeds and donations from the show go to the Riverside Police Officers Association
  • Make your home -Smarter

    Smart Homes: Integrating the Latest Technology Into Your Home

    When it comes to smart home technology, the future is now. Want to turn on the light? Click a button on the remote. Going on vacation? Control your thermostat from your smartphone.

    You can DIY with consumer gadgets or ask a professional to plan your system. Here are a few things to consider:

    Device Control – Determine what home systems you want to include in your smart home system. Door locks, thermostats, security cameras, window shades, and lights are just a few of the devices that can be integrated into your system. This handy devicemakes the process dead simple.

    Know Your Options – Tailor the system to your specific needs. For example, program in the latitude and longitude so your home system knows exactly when sunrise and sunset occur throughout the year, and can turn lights on or off accordingly.

    Centralized Controls – Connect all your smart systems to a single controller. Many systems now integrate with smartphone or tablet devices, eliminating the need for a separate controller.

    Adaptive Systems – Design a system that learns your preferences or adapts to current conditions. For example, lighting that automatically turns off or dims the lights when the room is unoccupied.

    Remote Access – Connect your smart home system to the web. From this secure site or your mobile device, you can unlock the door for a houseguest, or check in on the nanny from your downtown office.

    Monitoring and Optimization – Let technology help you save energy! Built-in optimization tools let you reduce your power consumption by monitoring appliances, lighting, and heating and cooling systems.

  • Zillow Sees Higher Home Prices, Easier Credit In 2014

    NEW YORK (TheStreet) -- The housing recovery has been one of the bright spots in the economy this year, but it has also been frustrating for many.

    Home prices have rebounded across markets, with year-over-year price gains in the double-digits for some of the hardest hit markets.

    The rapid recovery helped free more than a million borrowers who were trapped with underwater mortgage loans.

     But not everyone could participate in the housing rebound. Many buyers, particularly young first-time purchasers, were shut out of the market due to the lack of access to credit.

    For other home buyers, there were simply not enough homes available for sale, and competition from cash-rich investors drove prices higher, squeezing them out of the market.

    Online real estate company Zillow (Z_) has released its predictions for 2014, and at least by some measures, the outlook appears bright.

    Zillow expects home prices  to continue to rise but at a more moderate, sustainable pace. Prices are expected to rise nationwide by 3%, after rising about 5% in 2013.

    (Note that Zillow's index of home prices, which does not include foreclosure re-sales, has generally shown a more modest appreciation than other widely-followed gauges such as the S&P/Case-Shiller 20-City Composite Index.)

    Higher mortgage loan rates, more expensive home prices and greater supply from new construction and fewer underwater homeowners should put a check on home prices. "For buyers, this is welcome news, especially for those in markets where bidding wars were becoming the norm and bubble-like conditions were starting to emerge," says Zillow chief economist Stan Humphries.

    Housing is definitely not going to be as affordable as it was say a year ago, with mortgage rates poised to hit 5% by the end of 2014, according to Zillow. The monthly payment on a $200,000 mortgage will rise by $160.

    Rates are still low by historical standards, but with incomes remaining stagnant, affordability is starting to become an issue in certain markets, particularly in California.

    On the flip side, it might be less difficult to get a loan in 2014 than it has been this year. "The silver lining to rising interest rates is that getting a loan will be easier," according to Erin Lantz, director of Zillow Mortgages. "Rising rates means lenders' refinance business will dwindle, forcing them to compete for buyers by potentially loosening their lending standards."

    The broader outlook for homeownership, however, is still bleak. Zillow expects homeownership rates to fall below 65% for the first time since 1995. Zillow's Humphries believes that homeownership may remain at these levels for a while, as the previous peak of 69% was fostered by a bubble and was unsustainable.

    Zillow also has a list of the hottest housing markets for 2014. "Markets determined to be 'hot' are characterized by lower than average unemployment, population growth of greater than 2 percent during the past two years and are forecasted to have home value growth of more than 2 percent during the next 12 months."

  • New Year, New Career Real Estate School starting January 7th!!

    REAL ESTATE SCHOOL! (Norco, California)

    Classes will meet in the evening twice per week, on Tuesdays and Thursdays for six weeks from 6pm to 10pm. The curriculum will be from RE Trainers, one of the most respected real estate training courses in California! Fee will include a weekend cram session to assist you in passing your state exam and everything you need to be ready to take your state exams! 

    You will have a knowledgeable, experienced, Realtor guiding you through the course. And, because it's a real classroom, you will get your questions answered on the spot! What an outstanding opportunity! 

    And, be sure to ask about the incentive Century 21 GOLD offers for new licensees joining our office! Once you pass your test, if you hang your license with Century 21 GOLD, we will refund the cost of your class when you close your first transaction!

    Please send us an email or call the office for more information @ 951-479-4581. 

    Contact us to reserve your spot today! It will be the first step in launching YOUR NEW CAREER!
  • Snow is coming to Corona on Dec 14th

  • Photos with Santa at Dos Lagos Nov 24-Dec 24th

  • 10 Creative Ways to Festive-ize Your Home

    ‘Tis the season of sparkle. Make your home shine with these decorating ideas:

    Shop for Sparkle – Think silver and gold when shopping for holiday accessories. Look for sequined pillows, embossed or frosted glassware, and metallic baubles.

    Classy in a Cloche – Give your entertaining spaces sparkle with strings of white lights placed under glass cloches.

    Glamorous Glassware – Add a touch of pizzazz to your stemware with jeweled wine charms. Make your own or check out the creative crafts on Etsy.

    Shimmering Surprises – Gift-wrap individual chocolates in silver or gold foil paper and place at each table setting for a special surprise.

    Vintage Charm – Use vintage bracelets as napkin rings, traditional mason jars as festive candleholders or old-fashioned metal tins as dessert trays.

    Glitter Ornaments – Make your own ornaments by applying spray adhesive to candles, pinecones or acorns and coating with metallic glitter, or try making these shimmery balloon ornaments.

    Eat and Drink Edible Gold – Adorn your holiday treats with edible gold leaf. Cover chocolates, sprinkle on desserts or float in your favorite festive drinks.

    Sparkling Centerpiece – Create a simple centerpiece by filling an ordinary glass vase with colorful glass ball ornaments.

    Festive Forest – Wrap lights around tree branches anchored in a sturdy pot filled with gravel for your very own indoor festive forest.

    Do-It-Yourself Gilded Mirror – Transform an ordinary mirror into a dazzling focal point with this do-it-yourself gilded mirror project.

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